Keywords Dolibarr ERP Enterprise Resource Planning (ERP), Dolibarr, Usaha Mikro (UMKM), Optimalisasi Operasional, Digitalisasi Warung. Financial Literacy, Financial Inclusion, Cashless Payment Usage Financial Literacy, Financial Management Behavior, Savings and Loans, Insurance, Investment Financial Management, Gen Z, Online Game Microtransaction Harga Kepuasan Pelanggan Keywords: Collaboration, Logistics Performance, Capability, Operations Management Kualitas Pelayanan Kualitas Produk Lifestyle, Financial Behavior, Financial Literacy, Locus of Control, Parental Income MSMEs, competitiveness, access to capital, access to technology, marketing, product quality, bureaucracy Menu Makanan dan Minuman Preliminary Hazard Identification, K3, Identifikasi Bhaya, Udang Vanname Transportasi, Teknologi Informasi, Aplikasi Teknologi, Minat UMKM bisnis brand ambassador brand image ekonomi korean wave

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